Car Loans

Whether it's your first car or dream car, we've got you covered

Car and Other Vehicle loans generally take the form of a secured loan or unsecured loan. A secured car loan will generally have lower car loan repayments as the loan is secured against the vehicle, whereas unsecured loans are generally have a higher interest rate. Most Car Loans allow you to make monthly repayments which can help with your household budgeting.

Regardless of the loan type, a Car Loan can get you into your dream car and we can help you understand the full cost of the loan as well as any fees and charges. We can finance all sorts of cars whether they're being purchased from a dealership or a private seller. We can also help you compare a range of different loan options and find the best option with the right monthly repayments for you.

We're a proud member of the Finance Brokers Association of Australia and can help with Car Loans right across Australia. If you're looking to get a loan to buy a car, we have the expertise and experience to guide you through the process and make the right choice.

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Esther O'Neill

We were first time buyers in the heady days of 2025, completely green novices who knew nothing except that we wanted to buy our first home. We knew we would need some help, and Renee was recommended on every single post requesting similar assistance on the Sunbury community FB page. And wow, she did not disappoint! She is an absolute superstar, and held our hands throughout the whole process. Renee is so warm, communicative, and worked her heart out to ensure we got the best option for our circumstances. I can't recommend her services enough - she is the bees knees!

JC

Jessica Cashill

Renee and her team at Step Ahead Finance were fantastic in helping us secure our new home. Renee made the whole process so easy and stress-free, with clear communication and support every step of the way. We really appreciated her knowledge, professionalism and responsiveness, and would highly recommend Renee and the team at Step Ahead Finance!

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Erin O'Shannessy

Renee and her team were great in helping me refinance my loan.

Frequently Asked Questions

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best home loans for our clients.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you help self employed borrowers?

We know that Self Employed Borrowers have very specific needs so can help with making sure we find the right home loan for them. We can also assist with Low Doc and Alt Doc loans as well as Self employed loans.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Can you help first home buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right home loan. We're also across the various schemes to help first homeowners such as the First Home Owners Grant and the various stamp duty exemptions available.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Finance Brokers Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.