First Home Buyers

Taking your first step onto the property ladder is an exciting time – but with so much to think about, it can be a little daunting.

Rated 5 from 68 Reviews

Request a Call Back

We’ll help you into your First Home.

Taking your first step onto the property ladder is an exciting time – but with so much to think about, it can be a little daunting. Step Ahead Finance believe everyone has the right to free mortgage advice for you first home loans.

You’ve found the house of your dreams, what happens next?

We offer a flexible service that gives you the power to choose how and when you want to deal with us. Which means you have our support at every step of the journey. We calculate exactly how much you can borrow, how much everything will cost, (no hidden nasty surprises) and walk you through the entire purchasing process from start to finish. We also do all the paperwork – all you have to do is supply us with your identification & financials!

We’ve made life easy for you and even provided the technology to communicate with us. Most of your documents can be uploaded via your mobile phone and literally can take you 10 minutes.

We’ll search the thousands of products to ensure the very best mortgage deal for you.

Find out how much you can borrow

In 60 seconds, understand how much you can borrow to buy your dream home.

Get your Borrowing Capacity
Image for Buying your First Home

Buying your First Home

1. Initial Consult

Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps.

2. Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a loan.

3. Pre Approval

Once you're approved, you can start bidding or making offers on properties you want to purchase.

4. Settlement

You settle on the property, your loan draws-down and you're good to go!

Book Appointment

JM

James McPhee

Very helpful and easy to contact. Renee Went above and beyond to help with our finance needs

IP

Isaac Povey

Renee and the team at step ahead finance were outstanding! She was very knowledgeable and helpful which allowed the process of me and my partner getting finance for our first home a lot less scary! We couldn’t speak more highly of her and her service.

Sp

Scott pitts

Absolutely amazing service could not fault Renee’s performance and attention 10 out of 10

Frequently Asked Questions

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Can you help self employed borrowers?

We know that Self Employed Borrowers have very specific needs so can help with making sure we find the right home loan for them. We can also assist with Low Doc and Alt Doc loans as well as Self employed loans.

Can you help first home buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right home loan. We're also across the various schemes to help first homeowners such as the First Home Owners Grant and the various stamp duty exemptions available.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best home loans for our clients.

Ready to get Started?