First Home Buyers
We'll help you into your First Home
Rated 5 from 86 Reviews
We'll help you into your First Home
Rated 5 from 86 Reviews
Buying your first home is likely to be one of the largest purchases you'll make. In Australia, First Home Buyers can take advantage of the current market conditions as well as generous Government Incentives (including the first home owner grant) to get on the property ladder.
We've worked with clients across Australia to access the different first home owner grants (FHOG) as well as the various stamp duty and other concessions that may be available depending on which state you are in. We can talk you through your various options as well as helping you compare things like buying vacant land vs. an established home. You may also be eligible for the Home Guarantee Scheme which can make a big difference in the type of property you may be able to purchase.
Understanding the process to buying your first home is critical as well as understanding how much you can borrow and how much you should borrow. We've been supporting First Home Buyers through the purchasing process for years and can help guide you through purchasing your first home.
We're a proud member of the Mortgage and Finance Association of Australia and can help First Home Buyers right across Australia. If you're looking to buy your first home, we have the expertise and experience to guide you through the process and make the right choice.
In 60 seconds, understand how much you can borrow to buy your dream home.
Get your Borrowing Capacity
Initial Consult
Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps.
Fact Find
We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a loan.
Pre Approval
Once you're approved, you can start bidding or making offers on properties you want to purchase.
Settlement
You settle on the property, your loan draws-down and you're good to go!
Book AppointmentJK
Jodie Keating
We cannot thank Renee from Step Ahead Finance enough for her incredible support and guidance throughout our recent home-buying journey. After being out of the housing market for nearly 8 years and more than 20 years since our last purchase, we honestly thought we were destined for another “no.” But from the very first conversation, Renee had the confidence we lacked — and it made all the difference. She clearly explained each step of the process, no question was ever too small, and she provided reassurance exactly when we needed it. Despite all our conversations being over Zoom or the phone, Renee made us feel as though she was right there beside us every step of the way. Her service went well beyond finance. She offered advice on conveyancing, insurance, utility connections, and everything in between. Renee made what felt like an overwhelming process smooth and achievable. We now feel confident and excited to be back in the property market, and our journey doesn’t stop here. We plan to work with Renee again to help our two sons become homeowners in the near future and to guide us through future investment opportunities. We’ve said it more than once — Renee isn’t just our broker; she’s become our new best friend. Highly recommend Renee and the team at Step Ahead Finance. You won’t find better.
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Sarah Hughes
Renee at Step Ahead Finance went above and beyond to help us find the best and most suitable deal to refinance. Her and her team were approachable, transparent and efficient. Would highly recommend a consultation, her integrity and friendly manner make it an easy process. Thanks Renne for all your efforts :)
AP
Adam Phillips
As first home buyers, the whole process felt incredibly daunting — until we found Renee. From the very beginning, she made everything feel so easy and straightforward. Her communication was clear, her advice was genuine, and she guided us through every step with so much patience and care. No question ever felt too small, and she always made sure we felt confident and informed in every decision we made. Thanks to Renee, what we expected to be a stressful experience turned into an exciting and seamless journey. We couldn’t be more grateful for her support and expertise — we truly couldn’t have done it without her! Highly recommend to anyone needing a mortgage broker who genuinely has your best interests at heart.
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best home loans for our clients.
Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
We know that Self Employed Borrowers have very specific needs so can help with making sure we find the right home loan for them. We can also assist with Low Doc and Alt Doc loans as well as Self employed loans.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
We love helping First Home Buyers! We're experts at the entire process and can help you get the right home loan. We're also across the various schemes to help first homeowners such as the First Home Owners Grant and the various stamp duty exemptions available.
All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.
Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a home loan or investment loan.
Step Ahead Finance ABN: 52 644 303 980, Loansquad Pty Ltd ABN: 52 644 303 980. Credit Representative #429924 and is authorised under Australian Credit Licence 387025.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Names & Locations of users have been changed to protect their privacy and are illustrative only.
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