Home Loans
Buy with confidence and allow us to hold your hand through the process, all the way to settlement and beyond. Explore our great rates and home loan calculators.
Rated 5 from 69 Reviews
Buy with confidence and allow us to hold your hand through the process, all the way to settlement and beyond. Explore our great rates and home loan calculators.
Rated 5 from 69 Reviews
Owner Occupied
Are looking for a home loan for the property you plan to live in?
Whether you want to purchase an existing home, build a new property or renovate an existing building, it is so important you have the right home loan for your needs.
Investment
Looking to purchase or renovate a property as an investment?
With an investment home loan you can borrow the amount required to purchase a residential or a commercial property. This investment may be purchased with the intention to receive a rental return or perhaps gain profit from resale in the future.
Fixed Rates
Are you a borrower who thinks the interest rate will increase. Are you risk adverse, seeking security and also certainty when taking out a home loans?
By choosing a fixed rate home loan your loan repayments you will be guaranteed the rate given at the time of settlement and will not fluctuate with the market. Usually the term is 1 to 5 years and some lenders even longer.
Be aware if you fix a home loan it can be a very expensive exercise to break or get out of as the lender will require you to pay all the interest they haven’t yet received. If you break the contract – this could cost you thousands so request a ‘payout’ figure first before deciding to end this contract.
Variable Rates
Variable means exactly that, the rate may vary either up or down. As interest rates fluctuate, you may want to take advantage of a variable rate home loan for flexibility and make additional repayments without incurring fees or penalties. You could team this up with a no fee redraw facility which then allows you access to any overpaid funds.
In 60 seconds, understand how much you can borrow to buy your dream home.
Get your Borrowing Capacity
1. Initial Consult
Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps.
2. Fact Find
We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a loan.
3. Pre Approval
Once you're approved, you can start bidding or making offers on properties you want to purchase.
4. Settlement
You settle on the property, your loan draws-down and you're good to go!
SP
Sally Power
Our experience with Renee over many years has always been a successful one. Renee is supportive, listens to our needs and gets the job done! She makes something that can feel daunting that little bit easier. We recommend her and her team highly.
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Scott pitts
Absolutely amazing service could not fault Renee’s performance and attention 10 out of 10
IP
Isaac Povey
Renee and the team at step ahead finance were outstanding! She was very knowledgeable and helpful which allowed the process of me and my partner getting finance for our first home a lot less scary! We couldn’t speak more highly of her and her service.
We love helping First Home Buyers! We're experts at the entire process and can help you get the right home loan. We're also across the various schemes to help first homeowners such as the First Home Owners Grant and the various stamp duty exemptions available.
Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a home loan or investment loan.
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best home loans for our clients.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
We know that Self Employed Borrowers have very specific needs so can help with making sure we find the right home loan for them. We can also assist with Low Doc and Alt Doc loans as well as Self employed loans.
Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
LOANSQUAD PTY LTD ABN: 52 644 303 980. Credit Representative #429924 and is authorised under Australian Credit Licence 387025.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Names & Locations of users have been changed to protect their privacy and are illustrative only.
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