Personal Loans

Strapped for Cash? Get a Low Rate Personal Loan to help get you through

Rated 5 from 85 Reviews

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Whether it's a wedding, holiday, travel or an unexpected emergency, we're here to help

Personal Loans are a popular product that provide you with access to funds for various personal expenses. Whether it's for a wedding, home improvements, travel, debt consolidation, or unexpected emergencies, Personal Loans offer a flexible way to obtain a funds in a short amount of time. Personal Loans are also typically unsecured, meaning you don't need to provide collateral, such as a property or car, to secure the loan.

Personal Loans also come with fixed or variable interest rates. Fixed-rate Personal Loans offer the advantage of predictable repayments throughout the loan term, providing borrowers with certainty about their financial commitments. On the other hand, variable-rate Personal Loans may have fluctuating interest rates based on market conditions, which could result in changes to the repayment amount over time. We can help choose the right personal loan for you as well as find the best interest rate on the market.

We're a proud member of the Mortgage and Finance Association of Australia and can help with Personal Loans right across Australia. If you're looking to get a Personal Loan, we have the expertise and experience to guide you through the process and make the right choice.

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Sarah Hughes

Renee at Step Ahead Finance went above and beyond to help us find the best and most suitable deal to refinance. Her and her team were approachable, transparent and efficient. Would highly recommend a consultation, her integrity and friendly manner make it an easy process. Thanks Renne for all your efforts :)

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Adam Phillips

As first home buyers, the whole process felt incredibly daunting — until we found Renee. From the very beginning, she made everything feel so easy and straightforward. Her communication was clear, her advice was genuine, and she guided us through every step with so much patience and care. No question ever felt too small, and she always made sure we felt confident and informed in every decision we made. Thanks to Renee, what we expected to be a stressful experience turned into an exciting and seamless journey. We couldn’t be more grateful for her support and expertise — we truly couldn’t have done it without her! Highly recommend to anyone needing a mortgage broker who genuinely has your best interests at heart.

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Steven Boissezon

My partner and I worked with Renee to get our first home and it was as stress free as it could be, and now we have moved in after a successful settlement. Would recommend!

Frequently Asked Questions

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best home loans for our clients.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you help self employed borrowers?

We know that Self Employed Borrowers have very specific needs so can help with making sure we find the right home loan for them. We can also assist with Low Doc and Alt Doc loans as well as Self employed loans.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Can you help first home buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right home loan. We're also across the various schemes to help first homeowners such as the First Home Owners Grant and the various stamp duty exemptions available.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a home loan or investment loan.

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